BUSINESS FINANCE TOOLS KIT
Go beyond the basic calculator.
Use a connected set of business finance tools to compare financing, plan debt, forecast cash flow, test scenarios, and understand what your numbers mean before making a decision.
01 — UNDERSTAND
Understand the numbers
Move from a single payment estimate to the broader financial picture.
02 — COMPARE
Compare scenarios
Test different financing, pricing, sales, debt, and cash-flow assumptions.
03 — PLAN
Plan before committing
Understand how proposed decisions could affect cash flow, profitability, and operating capacity.
INCLUDED TOOLS
The Business Finance toolkit
Six advanced tools designed to work together instead of treating every business question as a separate calculation.
Tool 01
Loan Scenario Comparison
Compare multiple loan amounts, rates, terms, monthly payments, and total interest side by side.
Open tool →
Tool 02
Financing Cost Comparison
Compare loans, fixed-fee financing, and factor-based financing using repayment, fees, and modeled total cost.
Open tool →
Tool 03
Debt Capacity Planning
Estimate how much additional monthly debt your business cash flow can support.
Open tool →
Tool 04
Break-Even Scenarios
Model pricing, variable costs, sales volume, break-even points, and projected profit across scenarios.
Open tool →
Tool 05
Cash-Flow Forecasting
Project revenue, expenses, debt payments, net cash flow, and ending cash over time.
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Tool 06
What-If Analysis
Test changes to revenue, expenses, pricing, sales volume, and debt to see their projected financial impact.
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BUILT FOR THE NEXT LAYER
From calculations to a connected business decision system.
The Tools Kit is the first layer of a larger Business OS. The long-term goal is to connect financing, profitability, pricing, forecasting, growth, and operational planning so the same business data can be reused across tools.
The connected Business OS is the longer-term product direction; the current Tools Kit focuses specifically on business finance.
START HERE
Start with the numbers you already have.
Use the free Business Loan Calculator first, then move into the advanced finance tools when you need deeper analysis.